WELCOME TO DIVINE FINANCIAL
FORMERLY INSURX1
Creative Solutions for Your Protection Needs.
MEET YOUR PROTECTION SPECIALIST
LISA SAWOYA
Lisa Sawoya works in the Financial Services industry, specializing in protection products for individuals, families and businesses. She values her relationships with her clients and is truly grateful to know and grow with them. She assists her clients with those unpopular but necessary topics such as death, disability, loss of income, taxes, retirement, employee turnover, losing a key business associate and /or death or disability of one’s business partner. Lisa stays focused on her clients’ protective needs while supporting them with compassion and creative solutions. She has the heart of a teacher and knows that knowledge is power, so educating her clients is a critical piece of her process.
Lisa is patient, knowledgeable and easy to talk to, and she works with a team of talented and creative individuals who can provide additional financial solutions for her clients’ needs.
LIFE INSURANCE
DISABILITY INSURANCE
FINAL EXPENSE INSURANCE
TERM LIFE INSURANCE
EMPLOYEE GROUP BENEFITS
EXECUTIVE RETENTION BONUS PLANS
SUPPLEMENTAL BENEFITS
It’s time for a change.
Lisa is a dedicated and experienced professional, providing creative protection solutions for individuals, families and small to midsize businesses. She is passionate about showing her clients how to use discounted dollars (insurance) to resolve their protection concerns, helping them to achieve peace of mind. Lisa takes serving her clients very seriously and is dedicated to having the process be transparent and simple. She provides exceptional assistance and support even after a policy has been issued.
Divine Financial only works with A or A+ rated carriers that are financially proven, solid and stable. We are able to provide the best options to suit your personal and/or business needs and goals.
Multiple business studies have shown that employees prefer benefits over a raise, and it’s not uncommon for an employee to accept a different job due to being offered benefits. The reduction of employee turnover not only increases a company’s bottom line but reduces the stress and the time spent on replacing those individuals.
MIKE V/ AUBURN, WA
“Lisa is a great agent. She takes the time to patiently explain things and finds experts who can answer questions when she cannot. She was most helpful in finding a good policy that would be a good fit for my family! Thanks Lisa.”
Creating Peace of Mind
Offering Group Health Benefits for small and medium-sized businesses is a vital part of attracting and retaining talent.
LIFE INSURANCE
Whole life, permanent, dividend-paying insurance is a promise-based asset that, beyond its primary role of being a death benefit, it builds liquid cash, which can be used for emergencies and/or opportunities. Typical uses include retirement savings, college planning, house down payments, home remodels, business expansion, business key person replacement, debt consolidation, charitable giving, and many more. This readily accessible cash value will experience compounded interest growth year after year while providing a Death Benefit.
Whole Life, Permanent, Cash Value, Dividend Paying, Term Life Insurance, and Final Expense options are available.
Disability Insurance: Income Protection
Disability insurance replaces a percentage of your regular income if you’re too sick or injured to work. It covers things like severe accidents and a variety of medical conditions, like heart disease, stroke, cancer, diabetes, lupus, and multiple sclerosis. It can also supplement short-term and long-term disability coverage that you may have through your employer. And employers can offer disability insurance that helps their employees get back to work sooner.
FINAL EXPENSE INSURANCE
Final Expense insurance is used to cover the costs associated with burial, cremation and any additional final expenses.
Employee Group Benefits are
100% tax-deductible!
We give you choices. We offer traditional Fully-Funded plans as well as more modern approaches such as Level-Funded and Self-Funded plan options. We explain the differences and review what makes the most sense for your business. We are there every step of the way, from proper plan design to enrollment to implementation, offering exceptional service throughout the year. We even handle compliance administration at no additional charge!
Supplemental Benefits:
Affordable benefit options for your team that will pay them directly in the event of an accident, disability, cancer, critical illness, hospital visits, dental and vision. These can be offered alone and/or in conjunction with a Group Medical Plan.
ARE YOU READY?